Saving up for ANYTHING can be a pain in the butt for all of us. Its not fun and life situations arise and they tend to send our finances in multiple directions. I would like to share something that I have recently started doing that can come in incredibly useful. This little tip doesn't have to be geared towards tattoos, piercings and jewelry purchases; it can be used for anything from saving up for a new pair of shoes to saving for a vacation to saving up for a financial nest egg to have for when life throws you a curveball. But we are a tattoo/piercing/jewelry studio so yeah, decorating yourself should certainly be mentioned. ;)
About a month ago I started looking for ways to set aside money without having to feel like I was really setting aside money. I took to Google and started searching options and after a few articles I came across an app and it caught my interest. The app was called 'Tip Yourself'. After reading a couple dozen reviews on it I decided to download the app and give it a try. I downloaded the app and put in the information needed for my bank and the next day everything was synced up and ready to go.
How does it work? You literally tip yourself whenever you want and that tip goes directly into an imaginary tip jar. You can pick whatever amount you want to tip yourself. The app doesn't cost anything. The money transfers don't cost anything. You can withdraw money any time you want and that doesn't cost anything either!
There is also a mini social media page on there where you can post why you tipped yourself and get encouragement and praise from other members. It's optional if you want to post why you tipped yourself. Also, you don't have to see how much you have saved up so you can surprise yourself later whenever you decide you want to see how much you've saved. There is also a calendar that will show you how much you tipped yourself on each day.
This can make saving up for a tattoo, piercing or jewelry purchase extremely easy. Maybe tip yourself 2.00 for not drinking a soda at lunch. Maybe tip yourself 5.00 for doing a random good deed. Maybe tip yourself 100.00 for not smoking a cigarette for the entire month. Or just randomly throw whatever amount you feel wont be missed and let it build itself. It's surprising how much fun saving money really can be. With the smallest amount of self discipline that new decoration for your body can feel like it didn't cost much at all.
I know I personally prefer this way rather than a shoe box in the closet. If it sounds like something you'd find helpful, give it a try. I'd also love to hear your insights on it. Happy savings!